Benefit
summary chart
There are two plan
options to meet different needs. Refer to this chart
for a listing of benefits and covered percentages.
Delta Dental PPO
The AARP Dental Insurance Plan is a dental PPO called
Delta Dental PPO, which gives you the freedom
to choose any licensed dentist and change dentists
at any time without notifying Delta Dental. The Delta Dental PPO network includes more than 67,000 dentist locations
nationwide. You will maximize your benefits when visiting
a Delta Dental PPO dentist, as Delta Dental PPO dentists are a select group
of Delta Dental dentists who agree to provide treatment to
Delta Dental PPO patients at reduced fees. Since these fees have
been prenegotiated by Delta Dental, your out-of-pocket
expenses will likely be lower.
When visiting a Delta Dental PPO dentist, you don't have to pay
the entire bill and wait for reimbursement from Delta
Dental. Instead, we pay our portion directly to your
dentist. We send you a notice explaining your part
of the bill, and you pay the dentist only that amount.
Delta Dental PPO dentists also handle all claims and paperwork
for you.
To find a Delta Dental PPO dentist in your area, you may call
our Customer Service Center toll-free at 1-866-583-2085 from 8 a.m. to 8 p.m. Eastern time. We can provide
you with information regarding a dentist's membership
status, specialty and office location. Or, use our online directory to find a Delta Dental PPO dentist.
Rate
finder
Find out what your
premiums will be based on the number of individuals
covered and your selected payment schedule.
Enrollment
information
Find out what requirements
you must meet to be eligible for the plan, download
the enrollment form and more.
We recognize that many factors affect your choice
of dentist and therefore we support your freedom to
choose your dentist, which assures that you will have
access to the dental treatment you need.
In addition, you and your family members can visit
different dentists.
Remember, you enjoy the greatest benefits—including
out-of-pocket savings—when you choose a Delta Dental PPO dentist.
However, you are also free to visit a Delta Dental Premier
or a Non-Participating
dentist.
Your dentist may refer you
to another dentist for a consultation or specialized
treatment, or you may elect to see a specialist on
your own. If this is done, be sure that the dentist
you are referred to is a Delta Dental network dentist. You
can do this by simply asking the specialist when making
an appointment. Visiting a dentist who has agreed
to participate in the Delta Dental program can save
you money, time and paperwork. Remember, if the dentist
is a Non-Participating dentist, you must pay all of
the treatment cost at the time of service and submit
a claim to Delta Dental for reimbursement.
There are
two ways in which you can locate a Delta Dental dentist near
you:
- Use
the online dentist directory. Remember, if you
wish to receive maximum benefits, be sure to select
Delta Dental PPO.
- You may
also call our Customer Service Center toll-free
at 1-866- 583-2085 and one of our customer service
representatives will assist you. He/she can provide
you with information regarding a dentist's membership
status, specialty and office location.
You have the right
to expect quality, affordable care that protects not
only your dental health, but also your privacy and
ability to make informed choices. Read more about your rights and responsibilities.
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