Glossary of Terms
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Benefits summary
Emergency Services
Specialist services
Benefits, limitations and exclusions
Description of benefits and copayments (Schedule A)
Limitations of benefits (Schedule B)
Benefits that are not covered (Schedule B)

 
 
 
INFORMATION CONCERNING BENEFITS UNDER THE DELTACARE USA PROGRAM  
 
THIS MATRIX IS INTENDED TO BE USED TO COMPARE COVERAGE BENEFITS AND IS A SUMMARY ONLY. THIS DISCLOSURE FORM/CONTRACT SHOULD BE CONSULTED FOR A DETAILED DESCRIPTION OF PROGRAM BENEFITS AND LIMITATIONS.
 
(A) Deductibles None
(B) Lifetime Maximums None
(C) Professional Services

An Enrollee may be required to pay a Copayment amount for each procedure as shown in the Schedule of Benefits and Copayments, subject to the Limitations and Exclusions.

Copayments range by category of service. Examples are as follows:
 
Diagnostic Services   No Cost - $5
Preventive Services No Cost - $150
Restorative Services No Cost - $425
Endodontic Services No Cost - $475
Periodontic Services $45 - $450
Prosthodontic Services, Removable $20 - $495
Prosthodontic Services, Fixed $20 - $425
Oral and Maxillofacial Surgery $35 - $150
Adjunctive General Services No Cost - $50

NOTE: Some services may not be covered. Certain services may be covered only if provided by specified providers, or may be subject to an additional charge.

Limitations apply to the frequency with which some services may be obtained. For example: cleanings are limited to once in each 6-month period; replacment of removable and fixed dentures and crowns is limited to once in any 5-year period.

(D) Outpatient Services Not Covered
(E) Hospitalization Services Not Covered
(F) Emergency Health Coverage The Enrollee may receive a maximum Benefit up to $100 per emergency, per Enrollee.
(G) Ambulance Services Not Covered
(H) Prescription Drug Services Not Covered
(I) Durable Medical Equipment Not Covered
(J) Mental Health Services Not Covered
(K) Chemical Dependency Services Not Covered
(L) Home Health Services Not Covered
(M) Other Not Covered
 
 
Each individual procedure within each category listed above, and which is covered under the Program has a specific Copayment, which is shown in the Schedule of Benefits and Copayments in this Disclosure Form/Contract.
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