Delta Dental Premier is a traditional fee-for-service plan that allows you to visit any licensed dentist and to change dentists at any time without notifying Delta Dental.
Delta Dental PPO is a preferred provider organization plan, which also offers you the flexibility to visit any licensed dentist. However, you generally receive the highest level of benefits with the lowest out-of-pocket expenses when you visit a dentist from the Delta Dental PPO network or a participating specialist.
DeltaCare USA is a prepaid plan that features set copayments, no annual deductibles and no maximums for covered benefits. In most states, enrollees must select a primary dentist in the DeltaCare USA network dentist from whom they receive treatment as in a traditional DHMO*.
Note that all Delta Dental dentists are Delta Dental Premier dentists, but not all Delta Dental dentists participate in the Delta Dental PPO and/or DeltaCare USA networks.
*In some states, DeltaCare USA is offered as an open access plan where enrollees can obtain treatment from any licensed dentist. However, deductibles and maximums may be applied to out-of-network treatment.
