Glossary of Terms
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Emergency Services
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Benefits, Limitations and Exclusions
Renewal, Cancellation and Termination of Benefits
Extension of Benefits
Entire Contract
Schedule A
Description of Benefits and Copayments

Schedule B
Limitations and Exclusions

 
 
 
EXTENSION OF BENEFITS  
 
Benefits will continue to be provided for dental services provided to you if you are totally disabled when coverage ends if:
  1. the Dentist recommends the services to you in writing and the services began while the coverage was in effect;
  2. the services are not for routine examinations, prophylaxis, or x-rays;
  3. the services are provided within 90 days after your coverage ended, and the coverage did not end because you voluntarily terminated coverage.
The extension of Benefits ends at the earlier of:
  1. the end of the 90-day period in 3) above; or
  2. the date you become covered under a succeeding policy.However, if coverage for the dental services described in this Extension of Benefits provision are excluded by the succeeding policy through the use of an elimination period or limitations and you are not covered by the succeeding policy, the extension of Benefits does not terminate.
All contractual limitations, exclusions or reductions that would have applied to the specific dental services had your coverage not terminated apply during the extension of Benefits.
 
 
 
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