California Institute of Technology Dental Benefits

Advantages of PPO

Better Access

• Beyond the Delta Dental PPO^SM network, enrollees have access to the entire Delta Dental Premier® network — the largest network of dentists in the nation with nearly 80 percent of practicing dentists.
• Designed to serve local, regional or national employers.
• Reduces the complaints that benefits managers receive about out-of-network claims.

Higher in-network utilization

• Average clients' PPO network utilization is 30 to 40 percent, and an additional 30 to 40 percent for the Delta Dental Premier network.
• Delta Dental's network arrangements greatly reduce out-of-network utilization, outpacing the competition with cost and quality protection for 60 to 80 percent of claims received from contracted dentists.

Lower out-of-pocket patient costs

By leveraging our nationwide network strength to deliver more cost and quality protection to your company, Delta Dental can offer more cost controls than traditional PPO plans. The dentists who participate in our PPO and Premier networks agree to accept our determination of fees as payment in full.

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Learn More:

• How does a PPO plan work?
• 2010 Plan Benefits
• 2009 Plan Benefits
• 2009 Evidence of Coverage