Northrop Grumman Corporation Dental Benefits

Program Information

Northrop Grumman Corporation offers you three quality dental preferred provider program (PPO) options with varying levels of benefit coverage and costs:

• Dental Care Plus Plan

• Low deductibles
• Higher annual maximums than the Dental Care PPO plan
• Ability to see any licensed dentist, maximum cost savings by seeing a Delta Dental PPO provider or a Delta Dental Premier dentist
• This plan option also covers orthodontia up to a lifetime maximum benefit of $2,000, regardless of the type of provider seen

• Dental Care Plan

• Low deductibles
• Moderate annual maximums
• Ability to select your dentist; maximum cost savings by seeing a Delta Dental PPO provider or a Delta Dental Premier Provider

• Preventive Care Plan

The Preventive Care PPO plan covers all preventive care costs up to an established limit and has no deductibles. The Preventive Care PPO plan is intended to prevent the need for more extensive dental work, and does not cover restorative procedures such as crowns, fillings or bridges. By double-clicking on the plan name above, you will be able to see the three-tier level of benefits of the Preventive Care plan.

	Dental Care Plus Plan	Dental Care Plan	Preventive Care Plan
Preventive & diagnostic services	Yes	Yes	Yes
Basic & major restorative services	Yes	Yes	No
Orthodontia	Yes	No	No

• See a side-by-side benefit comparison chart of your three dental plan options.

Out-of-area coverage is provided under the Dental Care and Dental Care Plus PPO plan options. If you live in an area where you don't have access to at least two Delta Dental Premier General Dentists within a 30-mile radius, you will be eligible to receive the Delta Dental PPO level of coverage regardless of the type of provider accessed. Delta Dental will notify you if you are eligible for this special out-of-area converge.