Principal benefits and covered services of Delta Dental PPO
Calendar Year Deductible: Plan I: $75 person/$200 per family; Plan II: $100 per person/no family maximum.
Calendar Year Maximum: Plan I: $2,500 per person; Plan II: $1,000 per person.
If your eligibility changes from Plan I to Plan II during a calendar year, any charges that were applied toward your Plan I deductible or annual maximum will apply toward the Plan II deductible and annual maximum. If your eligibility changes from Plan II to Plan I during a calendar year, the reverse is true.
Covered Services
Delta Dental PPO Network Dentists
Delta Dental Premier or Non-Network dentists
Diagnostic and Preventive Services
Oral examination - once every six months
Cleanings – two per calendar year*
X-rays:
Bitewing – once every six months
Full mouth – once every three years
Fluoride treatment – children under age 19, once per calendar year
Sealants – children under age 14, once every three years
Biopsy/tissue examination
Emergency palliative treatment
Consultation – by a covered specialist
Space maintainers
Diagnostic casts
Plan I
No deductible;
100% of dentist's fees
Plan II
No deductible;
100% of dentist's fees
Plan I
75% of Plan's Allowance after deductible
Plan II
60% of Plan's Allowance after deductible
Basic Services
Restorative – amalgam, silicate or composite fillings
Oral surgery – extractions including surgical removal of teeth
Endodontics – root canal therapy
Periodontics – treatment of gums and bones supporting teeth
General anesthetics for oral surgery only
Injectable antibiotics
Addition of teeth to existing dentures
Repair and rebasing of existing dentures
Plan I
75% of dentist's fees after deductible
Plan II
60% of dentist's fees after deductible
Plan I
75% of Plan's Allowance after deductible
Plan II
60% of Plan's Allowance after deductible
Major Services
Restorative –- gold fillings, inlays and crowns
Crown replacement – if crown is over three years old
Gold fillings, inlays, onlays and cast restorations – services on the same tooth limited to once every five years
Fixed bridges/partial or full dentures – if required to replace lost natural teeth or an existing prosthesis which is over five years old and cannot be made serviceable
Plan I
50% of dentist's fees after deductible
Plan II
50% of dentist's fees after deductible
Plan I
50% of Plan's Allowance after
deductible
Plan II
50% of Plan's Allowance after
deductible
*Individuals receiving post-periodontal surgery maintenance are entitled to cleanings and scalings up to four times per year.