An Eligible Dependent who is no longer entitled to coverage because of reaching the limiting age or because of death or divorce may be eligible for a conversion Contract. Conversion Contracts provide Benefits similar to the terminated Contract. A person electing to convert to his or her own individual coverage must pay Premium to Delta Dental at rates established by Delta Dental.
This provision will not apply if coverage is terminated due to:
failure to pay any required Premium;
replacement of discontinued coverage within 31 days;
fraud or material misrepresentation in applying for or obtaining Benefits;