As used in this Disclosure Form/Contract:
APPLICANT means the individual contracting to obtain dental Benefits as the primary Enrollee. YOU or YOUR refers to the Applicant.
BENEFITS mean those dental services that are provided under the terms of this Contract and described in this booklet.
CONTRACT means this agreement between Delta Dental and the Applicant including the enrollment forms, the attached schedules, and any appendices, endorsements or riders. This Contract constitutes the entire agreement between the parties.
CONTRACT DENTIST means a Dentist who provides services in general dentistry and has agreed to provide Benefits under this Program.
CONTRACT ORTHODONTIST means a Dentist who specializes in orthodontics, and has agreed to provide Benefits under this Program.
CONTRACT SPECIALIST means a Dentist who provides Specialist Services and has agreed to provide Benefits under this Program.
CONTRACT TERM means the one-year period starting on the Effective Date and each annual renewal period during which the Contract remains in effect.
COPAYMENT means the amount charged to an Enrollee by a Contract Dentist or Contract Specialist for the Benefits provided under this Program.
DENTIST means a Dentist licensed to practice dentistry at the time and in the state or location in which services are performed.
EFFECTIVE DATE means the first day of the month following Delta Dental's timely receipt of Premium and the Enrollment and Payment Authorization Form.
ELIGIBLE DEPENDENT means any dependent of a primary Enrollee who is eligible for Benefits as described in this booklet.
EMERGENCY SERVICES mean only those dental services immediately required to alleviate severe pain, swelling or bleeding or immediately required to avoid placing the Enrollee's health in serious danger.
ENROLLEE means a person enrolled to receive Benefits including the primary Enrollee and Eligible Dependent(s).
FULL-TIME STUDENT means a student who is regularly attending an accredited school with an academic schedule of at least 12 credits.
PREAUTHORIZATION means the process by which Delta Dental determines if a procedure or treatment is a referable Benefit under the Enrollee's plan.
PREMIUM means the amount payable as provided in this Contract.
SPECIALIST SERVICES mean services performed by a Dentist who specializes in the practice of oral surgery, endodontics, periodontics, orthodontics or pediatric dentistry and which must be preauthorized by Delta Dental.
USUAL FEE means the fee that an individual dentist most frequently charges for a given dental service.
WE, US or OUR means Delta Dental of New York, Inc.