DeltaCare® USA DHMO Plan

Keeping your smile happy and your budget healthy is easier than ever with the DeltaCare® USA dental HMO (DHMO), part of the AARP® Dental Insurance Plan, administered by Delta Dental Insurance Company.

Designed with AARP members in mind, DeltaCare USA provides you with the dental coverage you want and the predictability of set costs to help you manage your budget. Here are a few benefits you'll enjoy while protecting your smile:

  • Predictable costs
    You pay set copayments, with no deductible and no annual benefit limit, so it's easy for you to track your out-of-pocket costs.
  • No annual maximum
    You receive the dental care you need without concern for exceeding your annual maximum because there isn’t one.
  • No waiting periods
    Once you’re enrolled, all covered benefits are available immediately, so you can start taking advantage of your coverage right away.

Watch the video below for an overview of the benefits available to you under the DeltaCare USA.

Benefit Chart

The DeltaCare USA DHMO provides you with quality dental benefits at an affordable rate. The DeltaCare USA plan is designed to encourage you to visit the dentist regularly to maintain your dental health. This new option provides excellent coverage with predictable copayments.

Deltacare USA Benefit Summary
Plan Features Advantages
No Deductible or Maximum Cost savings with no annual deductible, and you receive the services you need with no annual benefit limit.
Fixed Copayment Covered procedures and services provided by contract dentists have predetermined copayments, so out-of-pocket costs are predictable.
No Waiting Period You can receive dental services needed right away, including dentures or crowns.
Extensive Coverage
  • Plan covers 250+ procedures
  • No exclusions for pre-existing conditions or missing teeth
  • Covers up to 24 months of active orthodontic treatment
Select Dentist Network Select a dentist from a list of contract dental facilities to take care of your general oral health needs and coordinate any specialty care treatment for you.
DeltaCare USA Sample Procedures
Procedures (see Evidence of Coverage/Benefit Handbook in the
Resource Center for complete list)*
You Pay
Office visit (D0999) $5
Exam and X-rays (D0150, D0120 and D0270, D0274) No Cost
Cleaning (once every 6 months) (D1110, D1120) $5
Periodontal maintenance (D4910) $45
Denture repair or replace broken clasp (D5630) $55
Tooth-colored filling (one surface) (D2391) $65
Simple extraction (D7140) $14
Root canal—bicuspid (D3320) $215
Periodontal scaling and root planning (D4341) $60
Crown (D2750) $395
Complete dentures (D5110) $365
Dental implant services Not Covered
Temporomandibular Joint Dysfunction (TMJ) Not Covered
Comprehensive oral evaluation (D0140) No Cost
Nutritional counseling for control of dental disease (D1310) No Cost
Temporary crown (fractured tooth) (D2970) $20
Palliative (emergency) treatment of dental pain (D9110) $20
Adult orthodontics (D8090) $2,100

This chart provides a summary of the benefits available with the AARP Dental Insurance Plan. Please view the Limitations & Exclusions for complete information. Actual copayment amounts vary by specific procedure(s).

*Schedules A and B should be consulted for a detailed description of the program benefits and limitations.

Choosing Your Dentist

With DeltaCare USA, you select a primary care dentist from the DeltaCare USA network at the time of enrollment. The DeltaCare USA network consists of contact dentists who have been carefully screened to ensure that the standards of quality, access, and safety are maintained. You’ll need to go to the contract dentist you select to receive DeltaCare USA benefits.

When you visit your dentist, you pay only the applicable copayment for the covered treatment. If you require treatment from a specialist, your primary care dentist will coordinate your specialty care needs with an approved specialist for:

  • Oral surgery
  • Endodontics
  • Periodontics
  • Orthodontics

If there isn't a contract specialist in your area, we’ll provide a referral to an out-of-network specialist at no extra charge (other than the applicable copayment).

Find DeltaCare USA dentists in your area or view complete DeltaCare USA provider directory.

Coverage Area

DeltaCare USA is not available in the following counties:
Bailey, Brewster, Collingsworth, Concho, Culberson, Dallam, Edwards, Hall, Hansford, Hemphill, Jeff Davis, Kinney, Lipscomb, Loving, McCulloch, Menard, Motley, Ochiltree, Pecos, Presidio, Reeves, Roberts, Schleicher, Sherman, Sutton, Terrell, Tom Green, Val Verde, and Wheeler.

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AARP Dental Insurance Plan

Delta Dental DPO plan is insured and administered by Delta Dental Insurance Company.

DeltaCare USA dental HMO plan is underwritten by Alpha Dental Programs, Inc., and administered by Delta Dental Insurance Company.

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