We’re committed to exchange participation — and to making individual coverage available off-exchange, too
October 31, 2017
Our group of companies – Delta Dental of California, Delta Dental Insurance Company, Delta Dental of New York, Inc., Delta Dental of Pennsylvania and their affiliates – are mission-driven companies working to increase access to affordable dental benefits. That’s why we’re committed to participating again this coming year both in and outside the public and state health care exchanges in 15 states plus the District of Columbia.
Exchange open enrollment for plan year 2018 begins November 1, 2017, and runs for 45 to 90 days depending on the exchange. Delta Dental offers different types of plans, depending on where you live: DeltaCare® USA, a prepaid/dental HMO-type program, or Delta Dental PPO™, which allows enrollees to get covered services from both in- and out-of-network providers. Enrollees typically have the lowest out-of-pocket costs by visiting in-network providers.
Premiums for all these products have hardly budged since 2014 when we first introduced many of these products.
DeltaCare USA is available in California, District of Columbia, Florida, Maryland, Nevada, New York, Pennsylvania, Texas and Utah.1 Delta Dental PPO dental plans are available in Alabama, California, Delaware, District of Columbia, Florida, Georgia, Louisiana, Maryland, Mississippi, Montana, Nevada, New York, Pennsylvania, Texas (as a DPO plan), Utah and West Virginia.2
Visit Health Care Reform Resource Center to help navigate the public exchanges for dental coverage and learn more about the Delta Dental plans being offered. Once you’ve signed up for one of our plans, you can use our Check Your Enrollment feature to quickly verify our receipt of your enrollment information from the state or federal public exchange.
Looking for the federal exchange information? Go to healthcare.gov or call 800-318-2596, TTY: 855-889-4325, available 24 hours a day, seven days a week.
If you choose not to or are not eligible to purchase Delta Dental plans through the exchange marketplace, you may be able to purchase a stand-alone Delta Dental plan directly from us. Visit https://www.deltadentalins.com/individuals/plans/ for more information.
1 DeltaCare USA is offered in these states by these affiliates: CA — Delta Dental of California; D.C. — Delta Dental of D.C.; FL — Delta Dental Insurance Company: MD and TX — Alpha Dental Programs, Inc.; NV — Alpha Dental of Nevada, Inc.; New York — Delta Dental of New York, Inc.; PA — Delta Dental of Pennsylvania; and UT — Alpha Dental of Utah, Inc.
2Delta Dental PPO is offered by Delta Dental of California and its affiliates, including Delta Dental Insurance Company, Delta Dental of New York, Inc., and Delta Dental of Pennsylvania. Delta Dental PPO is offered in Texas as a DPO through Delta Dental Insurance Company.