Preventive care can reduce your costs
Oral health starts with you. Brushing and flossing after each meal or at least twice a day can protect you from tooth decay and gum disease caused by plaque. Because plaque starts forming on your teeth right after eating, the longer you wait to brush and floss, the harder it is to remove. Flossing is the best way to prevent plaque from forming between your teeth and below your gumline, where decay often begins.
Without proper brushing and flossing, you can develop bleeding gums and eventually gingivitis – severely swollen, red, bleeding gums. Gingivitis can eventually worsen to gum disease. Learn more about keeping your teeth healthy.
Did you know that diseases of the mouth can affect the rest of your body? That’s why it’s especially important to maintain good oral health through daily dental hygiene practices. Learn about oral and overall health.
Dental plans support preventive care
Besides daily brushing and flossing, getting regular dentists checkups is another way to prevent expensive problems from developing.
Get the most value from your dental plan by using your preventive care benefits.
- Most Delta Dental plans have low or no copayments/coinsurance (out-of-pocket costs) for routine dental checkups – including cleanings and oral exams. With regular checkups, your dentist can catch problems early and provide prompt treatment.
- For other types of services, your share of the cost climbs as the type of dental procedure becomes more complicated. Many dental plans require you to pay a 20% coinsurance amount to have a cavity filled. More complex and costly procedures, such as a root canal, crown, bridge or periodontal work (to treat gum disease), can require a 50% patient coinsurance amount.
- Annual maximums (the total cost of care a dental plan will pay in a benefit period) are frequently in the range of $1,000 to $1,500 per person. You can find yourself running out of benefits if you need extensive dental work.
- Even under a prepaid, fixed copayment dental plan, which has no deductible or annual maximum, there are usually higher dollar copayments for major services.