Create a Dental Budget and Save
Keep your smile in mind year-round by including dental insurance in your financial plan and allotting a budget for dental care.
Know Your Plan
Before your dentist begins any type of treatment, make sure you know what your dental benefits plan covers and what your out-of-pocket costs will be. Ask your dentist for a pre-treatment estimate, which will overview the services covered by your dental plan, as well as those limited or excluded. By knowing what your plan covers, you will be able to make better-informed decisions about your treatment.
Get on a Schedule
Next, make and keep regular dental appointments. Doing so can help your dentist spot problems early, before they become more serious and expensive.
The “In” Crowd
One of the easiest ways to save money is simply to visit an in-network dentist. In-network dentists have a contract with Delta Dental that prevents them from billing you for the difference between Delta Dental’s maximum allowed fee and the fee they usually charge for covered services. Find an in-network dentist in your area by using our Find a Dentist tool.
Start a Dialogue With Your Dentist
Discuss treatment options with your dentist after you know what your plan will cover – in some cases, you may be able to opt for a less expensive alternative. Remember that dental benefits are primarily designed to help prevent tooth decay and gum disease. That’s why procedures such as exams, X-rays, cleanings and fluoride treatments are usually covered with low or no coinsurance and deductible. Sealants for children and routine periodontal treatments for adults are also usually covered.
Most important, take good care of your teeth! Simple preventive care, such as brushing teeth twice daily with fluoride toothpaste and flossing at least once daily, will help prevent bigger problems and bigger bills.